The marine environment is brutal - water, humidity, salt, and wind constantly wear down your boat and equipment. If you DIY a portion of your repairs you can save thousands on these costs.
Marina prices fluctuate based on your sailing destination. Nightly costs can vary, ranging from $50 to $100 or more. Balance marinas with mooring and anchoring to save on costs.
It's a common misconception you don't need fuel on a sailboat, but engines are essential in unfavorable conditions and for maneuvering. Plus, gas for the dinghy adds up quick!
Recent active hurricane seasons have made insurance more difficult to secure. The type of vessel you're insuring, your experience, and when and where you'll be sailing will impact your annual cost.
Fortunately, the rise of Starlink has made internet access on the ocean and in rural areas incredibly more affordable. But sailors typically still need multiple carriers, increasing data costs for life aboard.